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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,192 | $223,823-78.0% | $211,142-76.7% | $154,746-68.2% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 20.10% | 50.39%-30.3pp | 46.84%-26.7pp | 172.34%-152.2pp |
| Employer contribution / active EE | $6,539 | $6,787-3.7% | $6,442+1.5% | $4,379+49.3% |
| Participant deferral / active EE | $10,839 | $9,750+11.2% | $9,284+16.8% | $6,730+61.1% |
| Admin fee / account holder | $2,926 | $19,707-85.2% | $19,076-84.7% | $14,365-79.6% |