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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,005 | $180,749-41.4% | $160,784-34.1% | $137,256-22.8% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.0%+8.8pp | 80.0%+5.8pp |
| Annual return | 19.35% | 2234.46%-2215.1pp | 1803.92%-1784.6pp | 220.34%-201.0pp |
| Employer contribution / active EE | $3,653 | $4,155-12.1% | $3,733-2.1% | $4,156-12.1% |
| Participant deferral / active EE | $6,951 | $6,844+1.6% | $6,293+10.5% | $6,407+8.5% |
| Admin fee / account holder | $3,205 | $10,397-69.2% | $9,717-67.0% | $12,270-73.9% |