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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,249 | $69,118-66.4% | $53,647-56.7% | $138,895-83.3% |
| Participation rate | 16.7% | 64.0%-47.3pp | 56.3%-39.6pp | 79.9%-63.3pp |
| Annual return | 24.27% | 248.26%-224.0pp | 358.33%-334.1pp | 145.39%-121.1pp |
| Employer contribution / active EE | $306 | $1,189-74.3% | $962-68.2% | $4,194-92.7% |
| Participant deferral / active EE | $657 | $2,274-71.1% | $1,813-63.8% | $6,396-89.7% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |