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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,371 | $29,716+143.5% | $56,077+29.1% | $80,925-10.6% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 20.89% | 35.30%-14.4pp | 1709.28%-1688.4pp | 35.65%-14.8pp |
| Employer contribution / active EE | $274 | $671-59.2% | $1,040-73.7% | $2,756-90.1% |
| Participant deferral / active EE | $1,237 | $1,228+0.7% | $1,954-36.7% | $4,299-71.2% |
| Admin fee / account holder | $461 | $2,432-81.0% | $2,825-83.7% | $6,940-93.4% |