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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,371 | $29,733+143.4% | $56,025+29.2% | $80,959-10.6% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 20.89% | 35.28%-14.4pp | 1712.69%-1691.8pp | 35.67%-14.8pp |
| Employer contribution / active EE | $274 | $672-59.3% | $1,042-73.7% | $2,757-90.1% |
| Participant deferral / active EE | $1,237 | $1,229+0.6% | $1,955-36.7% | $4,300-71.2% |
| Admin fee / account holder | $461 | $2,434-81.0% | $2,828-83.7% | $6,925-93.3% |