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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,836 | $99,995-83.2% | $85,063-80.2% | $145,978-88.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.52% | 83.99%-69.5pp | 66.54%-52.0pp | 550.52%-536.0pp |
| Employer contribution / active EE | $1,066 | $3,231-67.0% | $2,727-60.9% | $4,662-77.1% |
| Participant deferral / active EE | $2,635 | $5,295-50.2% | $4,523-41.7% | $6,690-60.6% |
| Admin fee / account holder | $500 | $7,255-93.1% | $6,155-91.9% | $13,400-96.3% |