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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,173 | $227,399-62.5% | $189,758-55.1% | $198,609-57.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 79.8%+9.1pp | 82.4%+6.5pp |
| Annual return | 16.56% | 61.03%-44.5pp | 52.62%-36.1pp | 202.70%-186.1pp |
| Employer contribution / active EE | $1,489 | $5,526-73.1% | $4,767-68.8% | $5,055-70.6% |
| Participant deferral / active EE | $7,007 | $6,837+2.5% | $5,856+19.7% | $6,977+0.4% |
| Admin fee / account holder | $834 | $25,162-96.7% | $20,388-95.9% | $19,030-95.6% |