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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,156 | $108,897-50.3% | $100,378-46.0% | $145,877-62.9% |
| Participation rate | 71.4% | 83.0%-11.5pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 15.15% | 58.17%-43.0pp | 49.41%-34.3pp | 551.28%-536.1pp |
| Employer contribution / active EE | $8,243 | $4,420+86.5% | $3,942+109.1% | $4,663+76.8% |
| Participant deferral / active EE | $10,060 | $8,455+19.0% | $8,087+24.4% | $6,691+50.4% |
| Admin fee / account holder | $4,717 | $9,690-51.3% | $7,899-40.3% | $13,402-64.8% |