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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,747 | $107,733-66.8% | $92,985-61.6% | $154,746-76.9% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 15.34% | 30.39%-15.1pp | 27.99%-12.7pp | 172.34%-157.0pp |
| Employer contribution / active EE | $535 | $3,126-82.9% | $2,662-79.9% | $4,379-87.8% |
| Participant deferral / active EE | $5,004 | $5,053-1.0% | $4,377+14.3% | $6,730-25.6% |
| Admin fee / account holder | $3,581 | $11,369-68.5% | $9,463-62.2% | $14,365-75.1% |