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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,474 | $29,733+15.9% | $56,025-38.5% | $80,959-57.4% |
| Participation rate | 26.2% | 41.7%-15.5pp | 52.5%-26.3pp | 67.7%-41.5pp |
| Annual return | 13.17% | 35.28%-22.1pp | 1712.69%-1699.5pp | 35.67%-22.5pp |
| Employer contribution / active EE | $508 | $672-24.3% | $1,042-51.2% | $2,757-81.6% |
| Participant deferral / active EE | $1,696 | $1,229+37.9% | $1,955-13.2% | $4,300-60.6% |
| Admin fee / account holder | $1,367 | $2,434-43.8% | $2,828-51.7% | $6,925-80.3% |