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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,435 | $154,228+69.5% | $145,433+79.8% | $137,256+90.5% |
| Participation rate | 92.3% | 83.8%+8.5pp | 82.1%+10.2pp | 80.0%+12.3pp |
| Annual return | 15.75% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $6,665 | $4,804+38.7% | $4,554+46.3% | $4,156+60.4% |
| Participant deferral / active EE | $15,370 | $8,216+87.1% | $7,897+94.6% | $6,407+139.9% |
| Admin fee / account holder | $2,168 | $14,344-84.9% | $13,129-83.5% | $12,270-82.3% |