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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,606 | $102,385+19.7% | $147,080-16.6% | $80,935+51.5% |
| Participation rate | 93.0% | 75.9%+17.2pp | 82.2%+10.8pp | 67.7%+25.4pp |
| Annual return | 18.53% | 135.09%-116.6pp | 420.17%-401.6pp | 35.66%-17.1pp |
| Employer contribution / active EE | $9,586 | $3,717+157.9% | $4,933+94.3% | $2,757+247.7% |
| Participant deferral / active EE | $16,953 | $6,651+154.9% | $8,066+110.2% | $4,299+294.3% |
| Admin fee / account holder | $4,860 | $7,951-38.9% | $12,989-62.6% | $6,924-29.8% |