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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,953 | $29,319+46.5% | $52,425-18.1% | $82,448-47.9% |
| Participation rate | 34.1% | 46.9%-12.8pp | 55.6%-21.5pp | 68.1%-34.0pp |
| Annual return | 22.05% | 535.20%-513.2pp | 302.12%-280.1pp | 41.64%-19.6pp |
| Employer contribution / active EE | $482 | $586-17.8% | $914-47.3% | $2,551-81.1% |
| Participant deferral / active EE | $1,176 | $1,171+0.4% | $1,790-34.3% | $4,139-71.6% |
| Admin fee / account holder | $478 | $1,962-75.6% | $2,495-80.8% | $7,234-93.4% |