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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,535 | $99,053-86.3% | $88,179-84.7% | $138,895-90.3% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.1%+2.3pp | 79.9%-8.5pp |
| Annual return | 33.95% | 78.17%-44.2pp | 64.97%-31.0pp | 145.39%-111.4pp |
| Employer contribution / active EE | $1,319 | $2,882-54.2% | $2,549-48.2% | $4,194-68.5% |
| Participant deferral / active EE | $2,296 | $5,225-56.1% | $4,614-50.2% | $6,396-64.1% |
| Admin fee / account holder | $955 | $8,748-89.1% | $7,673-87.6% | $12,562-92.4% |