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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,616 | $29,670+43.6% | $56,054-24.0% | $80,911-47.3% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 16.32% | 35.24%-18.9pp | 1705.95%-1689.6pp | 35.63%-19.3pp |
| Employer contribution / active EE | $470 | $670-29.7% | $1,039-54.7% | $2,756-82.9% |
| Participant deferral / active EE | $1,664 | $1,227+35.6% | $1,952-14.8% | $4,297-61.3% |
| Admin fee / account holder | $946 | $2,431-61.1% | $2,822-66.5% | $6,935-86.4% |