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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,616 | $29,736+43.3% | $56,033-23.9% | $80,935-47.3% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 16.32% | 35.28%-19.0pp | 1711.38%-1695.1pp | 35.66%-19.3pp |
| Employer contribution / active EE | $470 | $671-29.9% | $1,041-54.8% | $2,757-82.9% |
| Participant deferral / active EE | $1,664 | $1,228+35.5% | $1,954-14.8% | $4,299-61.3% |
| Admin fee / account holder | $946 | $2,434-61.1% | $2,827-66.5% | $6,924-86.3% |