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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,261 | $29,716+153.3% | $56,077+34.2% | $80,925-7.0% |
| Participation rate | 17.1% | 41.7%-24.6pp | 52.5%-35.4pp | 67.7%-50.5pp |
| Annual return | 12.75% | 35.30%-22.6pp | 1709.28%-1696.5pp | 35.65%-22.9pp |
| Employer contribution / active EE | $419 | $671-37.6% | $1,040-59.8% | $2,756-84.8% |
| Participant deferral / active EE | $1,554 | $1,228+26.5% | $1,954-20.5% | $4,299-63.9% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |