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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,001 | $29,736-89.9% | $56,033-94.6% | $80,935-96.3% |
| Participation rate | 18.0% | 41.7%-23.7pp | 52.5%-34.5pp | 67.7%-49.7pp |
| Annual return | 12.17% | 35.28%-23.1pp | 1711.38%-1699.2pp | 35.66%-23.5pp |
| Employer contribution / active EE | $259 | $671-61.4% | $1,041-75.1% | $2,757-90.6% |
| Participant deferral / active EE | $406 | $1,228-66.9% | $1,954-79.2% | $4,299-90.6% |
| Admin fee / account holder | $2,834 | $2,434+16.4% | $2,827+0.2% | $6,924-59.1% |