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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,392 | $29,319-78.2% | $52,425-87.8% | $82,448-92.2% |
| Participation rate | 47.4% | 46.9%+0.5pp | 55.6%-8.3pp | 68.1%-20.7pp |
| Annual return | 20.80% | 535.20%-514.4pp | 302.12%-281.3pp | 41.64%-20.8pp |
| Employer contribution / active EE | $233 | $586-60.4% | $914-74.6% | $2,551-90.9% |
| Participant deferral / active EE | $258 | $1,171-77.9% | $1,790-85.6% | $4,139-93.8% |
| Admin fee / account holder | $386 | $1,962-80.3% | $2,495-84.5% | $7,234-94.7% |