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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,174 | $29,736+55.3% | $56,033-17.6% | $80,935-42.9% |
| Participation rate | 11.5% | 41.7%-30.2pp | 52.5%-41.0pp | 67.7%-56.1pp |
| Annual return | 19.49% | 35.28%-15.8pp | 1711.38%-1691.9pp | 35.66%-16.2pp |
| Employer contribution / active EE | $376 | $671-44.1% | $1,041-63.9% | $2,757-86.4% |
| Participant deferral / active EE | $871 | $1,228-29.1% | $1,954-55.4% | $4,299-79.7% |
| Admin fee / account holder | $1,472 | $2,434-39.5% | $2,827-47.9% | $6,924-78.7% |