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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,375 | $30,421-79.0% | $56,077-88.6% | $74,429-91.4% |
| Participation rate | 81.5% | 32.9%+48.6pp | 52.5%+29.0pp | 67.2%+14.3pp |
| Annual return | 17.75% | 24.94%-7.2pp | 1709.28%-1691.5pp | 1368.38%-1350.6pp |
| Employer contribution / active EE | $1,045 | $610+71.4% | $1,040+0.4% | $2,625-60.2% |
| Participant deferral / active EE | $761 | $1,175-35.2% | $1,954-61.0% | $4,348-82.5% |
| Admin fee / account holder | $730 | $2,363-69.1% | $2,825-74.2% | $1,944-62.5% |