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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,283 | $29,736-35.2% | $56,033-65.6% | $80,935-76.2% |
| Participation rate | 64.0% | 41.7%+22.3pp | 52.5%+11.5pp | 67.7%-3.7pp |
| Annual return | 10.74% | 35.28%-24.5pp | 1711.38%-1700.6pp | 35.66%-24.9pp |
| Employer contribution / active EE | $3,152 | $671+369.4% | $1,041+202.8% | $2,757+14.3% |
| Participant deferral / active EE | $1,182 | $1,228-3.7% | $1,954-39.5% | $4,299-72.5% |
| Admin fee / account holder | $1,676 | $2,434-31.1% | $2,827-40.7% | $6,924-75.8% |