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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,242 | $125,184-83.8% | $105,607-80.8% | $145,884-86.1% |
| Participation rate | 90.5% | 77.6%+12.8pp | 75.3%+15.2pp | 80.3%+10.2pp |
| Annual return | 15.11% | 225.00%-209.9pp | 116.11%-101.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,751 | $5,714+18.2% | $5,011+34.7% | $6,690+0.9% |
| Admin fee / account holder | $315 | $17,133-98.2% | $10,958-97.1% | $13,392-97.6% |