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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,165 | $29,733+156.2% | $56,025+35.9% | $80,959-5.9% |
| Participation rate | 10.2% | 41.7%-31.5pp | 52.5%-42.3pp | 67.7%-57.5pp |
| Annual return | 14.09% | 35.28%-21.2pp | 1712.69%-1698.6pp | 35.67%-21.6pp |
| Employer contribution / active EE | $261 | $672-61.2% | $1,042-75.0% | $2,757-90.5% |
| Participant deferral / active EE | $1,300 | $1,229+5.8% | $1,955-33.5% | $4,300-69.8% |
| Admin fee / account holder | $843 | $2,434-65.4% | $2,828-70.2% | $6,925-87.8% |