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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,935 | $100,279-44.2% | $81,353-31.2% | $145,884-61.7% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 10.60% | 34.49%-23.9pp | 24.82%-14.2pp | 551.85%-541.2pp |
| Employer contribution / active EE | $4,156 | $2,979+39.5% | $2,464+68.7% | $4,662-10.9% |
| Participant deferral / active EE | $5,370 | $4,611+16.5% | $3,885+38.2% | $6,690-19.7% |
| Admin fee / account holder | $227 | $8,206-97.2% | $5,766-96.1% | $13,392-98.3% |