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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,470 | $29,670+127.4% | $56,054+20.4% | $80,911-16.6% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 13.93% | 35.24%-21.3pp | 1705.95%-1692.0pp | 35.63%-21.7pp |
| Employer contribution / active EE | $246 | $670-63.2% | $1,039-76.3% | $2,756-91.1% |
| Participant deferral / active EE | $910 | $1,227-25.9% | $1,952-53.4% | $4,297-78.8% |
| Admin fee / account holder | $553 | $2,431-77.3% | $2,822-80.4% | $6,935-92.0% |