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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,470 | $29,736+126.9% | $56,033+20.4% | $80,935-16.6% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 13.93% | 35.28%-21.3pp | 1711.38%-1697.4pp | 35.66%-21.7pp |
| Employer contribution / active EE | $246 | $671-63.3% | $1,041-76.3% | $2,757-91.1% |
| Participant deferral / active EE | $910 | $1,228-26.0% | $1,954-53.5% | $4,299-78.8% |
| Admin fee / account holder | $553 | $2,434-77.3% | $2,827-80.5% | $6,924-92.0% |