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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,269 | $115,225+74.7% | $100,712+99.8% | $138,895+44.9% |
| Participation rate | 22.2% | 74.3%-52.1pp | 69.3%-47.1pp | 79.9%-57.7pp |
| Annual return | 17.03% | 40.35%-23.3pp | 33.27%-16.2pp | 145.39%-128.4pp |
| Employer contribution / active EE | $735 | $2,771-73.5% | $2,313-68.2% | $4,194-82.5% |
| Participant deferral / active EE | $2,195 | $4,699-53.3% | $4,085-46.3% | $6,396-65.7% |
| Admin fee / account holder | $49,311 | $10,844+354.7% | $9,256+432.7% | $12,562+292.5% |