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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,013 | $30,421-44.1% | $56,077-69.7% | $74,429-77.1% |
| Participation rate | 12.4% | 32.9%-20.5pp | 52.5%-40.1pp | 67.2%-54.8pp |
| Annual return | 13.97% | 24.94%-11.0pp | 1709.28%-1695.3pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $248 | $610-59.3% | $1,040-76.2% | $2,625-90.6% |
| Participant deferral / active EE | $733 | $1,175-37.7% | $1,954-62.5% | $4,348-83.2% |
| Admin fee / account holder | $1,083 | $2,363-54.2% | $2,825-61.7% | $1,944-44.3% |