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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,535 | $29,319-33.4% | $52,425-62.7% | $82,448-76.3% |
| Participation rate | 18.8% | 46.9%-28.1pp | 55.6%-36.9pp | 68.1%-49.3pp |
| Annual return | 19.47% | 535.20%-515.7pp | 302.12%-282.7pp | 41.64%-22.2pp |
| Employer contribution / active EE | $407 | $586-30.6% | $914-55.5% | $2,551-84.0% |
| Participant deferral / active EE | $1,457 | $1,171+24.4% | $1,790-18.6% | $4,139-64.8% |
| Admin fee / account holder | $508 | $1,962-74.1% | $2,495-79.6% | $7,234-93.0% |