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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,899 | $76,522-21.7% | $56,033+6.9% | $145,884-58.9% |
| Participation rate | 18.2% | 63.2%-45.0pp | 52.5%-34.3pp | 80.3%-62.1pp |
| Annual return | 7.39% | 3014.28%-3006.9pp | 1711.38%-1704.0pp | 551.85%-544.5pp |
| Employer contribution / active EE | $149 | $1,382-89.2% | $1,041-85.7% | $4,662-96.8% |
| Participant deferral / active EE | $1,541 | $2,624-41.3% | $1,954-21.1% | $6,690-77.0% |
| Admin fee / account holder | $1,319 | $3,328-60.4% | $2,827-53.3% | $13,392-90.2% |