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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,899 | $76,634-21.8% | $56,054+6.9% | $145,978-59.0% |
| Participation rate | 18.2% | 63.2%-45.0pp | 52.5%-34.3pp | 80.3%-62.1pp |
| Annual return | 7.39% | 3004.33%-2996.9pp | 1705.95%-1698.6pp | 550.52%-543.1pp |
| Employer contribution / active EE | $149 | $1,380-89.2% | $1,039-85.7% | $4,662-96.8% |
| Participant deferral / active EE | $1,541 | $2,622-41.2% | $1,952-21.1% | $6,690-77.0% |
| Admin fee / account holder | $1,319 | $3,321-60.3% | $2,822-53.3% | $13,400-90.2% |