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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,238 | $183,516-36.1% | $155,534-24.6% | $145,884-19.6% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 15.83% | 61.43%-45.6pp | 64.92%-49.1pp | 551.85%-536.0pp |
| Employer contribution / active EE | $4,072 | $5,315-23.4% | $4,675-12.9% | $4,662-12.7% |
| Participant deferral / active EE | $7,243 | $6,467+12.0% | $5,630+28.6% | $6,690+8.3% |
| Admin fee / account holder | $3,712 | $19,293-80.8% | $15,900-76.7% | $13,392-72.3% |