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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,238 | $183,592-36.1% | $155,574-24.6% | $145,877-19.6% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 15.83% | 61.37%-45.5pp | 64.87%-49.0pp | 551.28%-535.5pp |
| Employer contribution / active EE | $4,072 | $5,317-23.4% | $4,676-12.9% | $4,663-12.7% |
| Participant deferral / active EE | $7,243 | $6,466+12.0% | $5,629+28.7% | $6,691+8.3% |
| Admin fee / account holder | $3,712 | $19,316-80.8% | $15,914-76.7% | $13,402-72.3% |