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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,799 | $183,516+2.9% | $155,534+21.4% | $145,884+29.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.99% | 61.43%-43.4pp | 64.92%-46.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $9,603 | $5,315+80.7% | $4,675+105.4% | $4,662+106.0% |
| Participant deferral / active EE | $14,879 | $6,467+130.1% | $5,630+164.3% | $6,690+122.4% |
| Admin fee / account holder | $2,213 | $19,293-88.5% | $15,900-86.1% | $13,392-83.5% |