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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,269 | $23,330+85.5% | $64,489-32.9% | $82,448-47.5% |
| Participation rate | 83.3% | 68.3%+15.0pp | 67.7%+15.6pp | 68.1%+15.3pp |
| Annual return | 20.93% | 83.66%-62.7pp | 55.03%-34.1pp | 41.64%-20.7pp |
| Employer contribution / active EE | $2,141 | $824+159.7% | $1,523+40.6% | $2,551-16.1% |
| Participant deferral / active EE | $4,047 | $1,707+137.1% | $2,778+45.7% | $4,139-2.2% |
| Admin fee / account holder | $689 | $2,946-76.6% | $4,260-83.8% | $7,234-90.5% |