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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $898,947 | $211,224+325.6% | $178,505+403.6% | $145,897+516.1% |
| Participation rate | 66.7% | 80.8%-14.2pp | 77.1%-10.5pp | 80.3%-13.6pp |
| Annual return | 16.28% | 30.28%-14.0pp | 27.16%-10.9pp | 552.29%-536.0pp |
| Employer contribution / active EE | $21,841 | $4,577+377.2% | $3,955+452.2% | $4,663+368.4% |
| Participant deferral / active EE | $13,800 | $6,966+98.1% | $6,280+119.7% | $6,689+106.3% |
| Admin fee / account holder | $2,946 | $12,109-75.7% | $10,428-71.8% | $13,390-78.0% |