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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,417 | $72,071-63.3% | $68,368-61.4% | $137,256-80.8% |
| Participation rate | 52.9% | 76.2%-23.3pp | 73.8%-20.8pp | 80.0%-27.0pp |
| Annual return | 20.49% | 353.14%-332.7pp | 292.57%-272.1pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,634 | $2,788-41.4% | $2,649-38.3% | $4,156-60.7% |
| Participant deferral / active EE | $3,214 | $4,410-27.1% | $4,123-22.0% | $6,407-49.8% |
| Admin fee / account holder | $4,570 | $5,336-14.3% | $5,150-11.3% | $12,270-62.8% |