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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,098 | $29,319-14.4% | $52,425-52.1% | $82,448-69.6% |
| Participation rate | 93.8% | 46.9%+47.0pp | 55.6%+38.2pp | 68.1%+25.8pp |
| Annual return | 54.45% | 535.20%-480.8pp | 302.12%-247.7pp | 41.64%+12.8pp |
| Employer contribution / active EE | $1,350 | $586+130.1% | $914+47.6% | $2,551-47.1% |
| Participant deferral / active EE | $1,168 | $1,171-0.3% | $1,790-34.8% | $4,139-71.8% |
| Admin fee / account holder | $498 | $1,962-74.6% | $2,495-80.1% | $7,234-93.1% |