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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,711 | $110,410-48.6% | $102,437-44.6% | $145,897-61.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 9.89% | 24.85%-15.0pp | 24.95%-15.1pp | 552.29%-542.4pp |
| Employer contribution / active EE | $3,289 | $4,217-22.0% | $3,871-15.0% | $4,663-29.5% |
| Participant deferral / active EE | $3,703 | $5,622-34.1% | $5,060-26.8% | $6,689-44.6% |
| Admin fee / account holder | $3,336 | $9,745-65.8% | $8,388-60.2% | $13,390-75.1% |