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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,705 | $106,749-63.7% | $145,433-73.4% | $82,448-53.1% |
| Participation rate | 77.1% | 75.6%+1.4pp | 82.1%-5.0pp | 68.1%+9.0pp |
| Annual return | 17.78% | 27.59%-9.8pp | 66.58%-48.8pp | 41.64%-23.9pp |
| Employer contribution / active EE | $999 | $3,444-71.0% | $4,554-78.1% | $2,551-60.9% |
| Participant deferral / active EE | $6,225 | $6,519-4.5% | $7,897-21.2% | $4,139+50.4% |
| Admin fee / account holder | $1,586 | $8,390-81.1% | $13,129-87.9% | $7,234-78.1% |