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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,669 | $183,539-44.6% | $155,556-34.6% | $145,897-30.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 18.22% | 61.31%-43.1pp | 64.84%-46.6pp | 552.29%-534.1pp |
| Employer contribution / active EE | $9,051 | $5,315+70.3% | $4,675+93.6% | $4,663+94.1% |
| Participant deferral / active EE | $4,576 | $6,467-29.2% | $5,631-18.7% | $6,689-31.6% |
| Admin fee / account holder | $2,208 | $19,275-88.5% | $15,885-86.1% | $13,390-83.5% |