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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,499 | $71,208-93.7% | $93,681-95.2% | $80,911-94.4% |
| Participation rate | 86.1% | 60.4%+25.7pp | 68.7%+17.4pp | 67.6%+18.5pp |
| Annual return | 14.43% | 11.27%+3.2pp | 133.47%-119.0pp | 35.63%-21.2pp |
| Employer contribution / active EE | $986 | $1,564-37.0% | $2,422-59.3% | $2,756-64.2% |
| Participant deferral / active EE | $1,429 | $4,035-64.6% | $4,415-67.6% | $4,297-66.7% |
| Admin fee / account holder | $786 | $6,951-88.7% | $8,290-90.5% | $6,935-88.7% |