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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,499 | $71,215-93.7% | $93,696-95.2% | $80,935-94.4% |
| Participation rate | 86.1% | 60.4%+25.7pp | 68.7%+17.4pp | 67.7%+18.4pp |
| Annual return | 14.43% | 11.27%+3.2pp | 133.74%-119.3pp | 35.66%-21.2pp |
| Employer contribution / active EE | $986 | $1,565-37.0% | $2,422-59.3% | $2,757-64.2% |
| Participant deferral / active EE | $1,429 | $4,037-64.6% | $4,417-67.6% | $4,299-66.8% |
| Admin fee / account holder | $786 | $6,958-88.7% | $8,287-90.5% | $6,924-88.6% |