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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,887 | $76,834+15.7% | $108,359-18.0% | $87,485+1.6% |
| Participation rate | 83.9% | 61.7%+22.1pp | 70.1%+13.7pp | 68.9%+14.9pp |
| Annual return | 5.91% | 19.09%-13.2pp | 36.89%-31.0pp | 26.06%-20.2pp |
| Employer contribution / active EE | $0 | $1,556-100.0% | $2,399-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $5,005 | $3,100+61.4% | $4,137+21.0% | $4,274+17.1% |
| Admin fee / account holder | $1,664 | $6,537-74.5% | $9,741-82.9% | $7,775-78.6% |