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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,887 | $83,898+5.9% | $133,346-33.3% | $94,015-5.5% |
| Participation rate | 83.9% | 63.4%+20.5pp | 72.8%+11.0pp | 70.8%+13.0pp |
| Annual return | 5.91% | 16.00%-10.1pp | 36.85%-30.9pp | 17.84%-11.9pp |
| Employer contribution / active EE | $0 | $1,821-100.0% | $2,853-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,005 | $3,245+54.2% | $4,332+15.5% | $4,249+17.8% |
| Admin fee / account holder | $1,664 | $7,809-78.7% | $14,264-88.3% | $8,951-81.4% |