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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,887 | $73,787+20.5% | $98,716-10.0% | $82,448+7.8% |
| Participation rate | 83.9% | 61.4%+22.5pp | 69.3%+14.6pp | 68.1%+15.8pp |
| Annual return | 5.91% | 18.57%-12.7pp | 31.81%-25.9pp | 41.64%-35.7pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $5,005 | $3,081+62.4% | $4,048+23.7% | $4,139+20.9% |
| Admin fee / account holder | $1,664 | $6,500-74.4% | $8,703-80.9% | $7,234-77.0% |