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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,344 | $86,922-51.3% | $102,438-58.7% | $80,874-47.6% |
| Participation rate | 96.3% | 72.4%+23.9pp | 76.5%+19.8pp | 67.6%+28.6pp |
| Annual return | 5.74% | 18.90%-13.2pp | 29.37%-23.6pp | 35.62%-29.9pp |
| Employer contribution / active EE | $1,835 | $2,369-22.6% | $3,024-39.3% | $2,756-33.4% |
| Participant deferral / active EE | $6,226 | $4,119+51.2% | $5,054+23.2% | $4,297+44.9% |
| Admin fee / account holder | $4,899 | $8,050-39.1% | $9,448-48.1% | $6,935-29.4% |