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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,344 | $86,949-51.3% | $102,460-58.7% | $80,959-47.7% |
| Participation rate | 96.3% | 72.4%+23.9pp | 76.5%+19.8pp | 67.7%+28.6pp |
| Annual return | 5.74% | 18.89%-13.2pp | 29.47%-23.7pp | 35.67%-29.9pp |
| Employer contribution / active EE | $1,835 | $2,370-22.6% | $3,025-39.3% | $2,757-33.4% |
| Participant deferral / active EE | $6,226 | $4,121+51.1% | $5,056+23.1% | $4,300+44.8% |
| Admin fee / account holder | $4,899 | $8,048-39.1% | $9,460-48.2% | $6,925-29.3% |