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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,361 | $29,319+7.0% | $52,425-40.2% | $82,448-62.0% |
| Participation rate | 13.9% | 46.9%-33.0pp | 55.6%-41.7pp | 68.1%-54.2pp |
| Annual return | 22.82% | 535.20%-512.4pp | 302.12%-279.3pp | 41.64%-18.8pp |
| Employer contribution / active EE | $332 | $586-43.4% | $914-63.7% | $2,551-87.0% |
| Participant deferral / active EE | $1,051 | $1,171-10.2% | $1,790-41.3% | $4,139-74.6% |
| Admin fee / account holder | $508 | $1,962-74.1% | $2,495-79.7% | $7,234-93.0% |