Retirement plan

CONFLUENT, INC. RETIREMENT TRUST

Name: CONFLUENT, INC - CONFLUENT, INC. RETIREMENT TRUST (2025) Form 5500
Creator: CONFLUENT, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONFLUENT, INC. RETIREMENT TRUST, CONFLUENT, INC

CONFLUENT, INCEIN 47-1824387Plan #001PY 2025

899 WEST EVELYN AVENUE - MOUNTAIN VIEW, CA 94041630-414-1006confluent.ioLinkedIn1001-5000 employeescomputer software

Prospect flagsLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$233.5M

+36.0% from 2024

Total participants

2,273

+4.4% from 2024

Average account balance

$118,360

+28.2% from 2024

Annual return

27.27%

+3.98 pp from 2024

Benchmarks

See 73 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort73 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$233.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$118K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,973

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+27.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$28

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL6 years Service code 37 · EIN 04-2647786	Loan Processing	$40,724
SENSIBA SAN FILIPPO LLP3 years Filed as: SENSIBA LLP Service code 10 · EIN 94-2370906	Accounting	$17,000

Plan features & details

Pension benefit codes2F2G2J2T3H2E3D2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$55K

$32 / participant

Recordkeeping$38K68.8%
Other / not subdivided$17K31.2%

% of EOY assets

0.023%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SENSIBA LLP
Auditor EIN: 942370906
Audit fees: $17,000
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$118,360

$161,888-26.9%

$147,318-19.7%

$100,573+17.7%

Participation rate

82.2%

78.1%+4.0pp

82.1%+0.1pp

70.9%+11.2pp

Annual return

27.27%

22.84%+4.4pp

70.43%-43.2pp

18.89%+8.4pp

Employer contribution / active EE

$5,949-100.0%

$4,593-100.0%

$3,763-100.0%

Participant deferral / active EE

$24,443

$9,384+160.5%

$7,906+209.2%

$4,921+396.7%

Admin fee / account holder

$28

$198-86.0%

$13,708-99.8%

$454-93.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL6 years

Service code 37 · EIN 04-2647786

Loan Processing

$40,724

SENSIBA SAN FILIPPO LLP3 years

Filed as: SENSIBA LLP

Service code 10 · EIN 94-2370906

Accounting

$17,000

CONFLUENT, INC. RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONFLUENT, INC. RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion