Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,246 | $68,110-93.8% | $155,556-97.3% | $99,313-95.7% |
| Participation rate | 11.4% | 67.8%-56.4pp | 78.2%-66.8pp | 71.7%-60.3pp |
| Annual return | 15.05% | 16.16%-1.1pp | 64.84%-49.8pp | 17.67%-2.6pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $4,675-100.0% | $3,264-100.0% |
| Participant deferral / active EE | $244 | $3,865-93.7% | $5,631-95.7% | $5,346-95.4% |
| Admin fee / account holder | $51 | $94-46.2% | $15,885-99.7% | $109-53.7% |