Retirement plan

ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C. 401(K) PROFIT SHARING PLAN

Name: ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C. - ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C. 401(K) PROFIT SHARING PLAN, ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C.

ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C.EIN 47-1793720Plan #001PY 2025

5214 MAIN STREET, SUITE 200 - WILLIAMSVILLE, NY 14221716-634-2722a2zcpa.comLinkedIn11-50 employeesaccounting

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$8.8M

+16.6% from 2024

Total participants

-3.3% from 2024

Average account balance

$303,911

+20.6% from 2024

Annual return

13.62%

+1.02 pp from 2024

Benchmarks

See 11,128 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort11,128 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$304K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$300K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.62%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2963

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$86K

$3305 / participant

Other / not subdivided$86K100.0%

% of EOY assets

0.975%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$303,911

$106,524+185.3%

$152,301+99.5%

$87,485+247.4%

Participation rate

100.0%

75.8%+24.2pp

82.4%+17.6pp

68.9%+31.1pp

Annual return

13.62%

26.89%-13.3pp

80.50%-66.9pp

26.06%-12.4pp

Employer contribution / active EE

$2,894

$3,371-14.2%

$4,624-37.4%

$2,596+11.5%

Participant deferral / active EE

$8,628

$6,525+32.2%

$8,004+7.8%

$4,274+101.9%

Admin fee / account holder

$2,963

$8,287-64.2%

$14,398-79.4%

$7,775-61.9%

ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARCARA, LENDA, EUSANIO & STACEY, CPA'S, P.C. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion