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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,870 | $88,815+26.0% | $81,882+36.6% | $145,897-23.3% |
| Participation rate | 16.7% | 75.1%-58.4pp | 72.4%-55.7pp | 80.3%-63.6pp |
| Annual return | 22.96% | 1033.75%-1010.8pp | 779.47%-756.5pp | 552.29%-529.3pp |
| Employer contribution / active EE | $398 | $3,086-87.1% | $2,916-86.4% | $4,663-91.5% |
| Participant deferral / active EE | $3,833 | $4,647-17.5% | $4,323-11.3% | $6,689-42.7% |
| Admin fee / account holder | $586 | $8,434-93.1% | $7,360-92.0% | $13,390-95.6% |