Retirement plan

STERLING MAY EQUIPMENT CO., INC. 401(K) PROFIT SHARING PLAN

Name: STERLING MAY EQUIPMENT COMPANY, INC. - STERLING MAY EQUIPMENT CO., INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: STERLING MAY EQUIPMENT COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STERLING MAY EQUIPMENT CO., INC. 401(K) PROFIT SHARING PLAN, STERLING MAY EQUIPMENT COMPANY, INC.

STERLING MAY EQUIPMENT COMPANY, INC.EIN 47-1777767Plan #001PY 2025

209 W. MAIN STREET - WOODLAND, CA 95695530-662-6637sterlingmaycompany.comLinkedIn11-50 employeesretail

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$371K

+24.4% from 2024

Total participants

+7.1% from 2024

Average account balance

$30,889

+24.4% from 2024

Annual return

10.70%

+6.97 pp from 2024

Benchmarks

See 14,553 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort14,553 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$371K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$228

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$3K

$210 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.737%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,889

$115,225-73.2%

$100,712-69.3%

$138,895-77.8%

Participation rate

76.9%

74.3%+2.6pp

69.3%+7.6pp

79.9%-3.0pp

Annual return

10.70%

40.35%-29.7pp

33.27%-22.6pp

145.39%-134.7pp

Employer contribution / active EE

$1,067

$2,771-61.5%

$2,313-53.9%

$4,194-74.6%

Participant deferral / active EE

$2,068

$4,699-56.0%

$4,085-49.4%

$6,396-67.7%

Admin fee / account holder

$228

$10,844-97.9%

$9,256-97.5%

$12,562-98.2%

STERLING MAY EQUIPMENT CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STERLING MAY EQUIPMENT CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion