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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,549 | $30,437-12.8% | $56,033-52.6% | $74,459-64.3% |
| Participation rate | 16.4% | 32.9%-16.5pp | 52.5%-36.1pp | 67.2%-50.8pp |
| Annual return | 14.01% | 24.96%-10.9pp | 1711.38%-1697.4pp | 1369.70%-1355.7pp |
| Employer contribution / active EE | $684 | $610+12.1% | $1,041-34.3% | $2,626-74.0% |
| Participant deferral / active EE | $1,387 | $1,176+18.0% | $1,954-29.0% | $4,350-68.1% |
| Admin fee / account holder | $2,830 | $2,363+19.8% | $2,827+0.1% | $1,945+45.5% |