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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,168 | $201,370+42.6% | $184,256+55.9% | $145,897+96.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.00% | 29.05%-19.0pp | 28.85%-18.8pp | 552.29%-542.3pp |
| Employer contribution / active EE | $4,102 | $7,024-41.6% | $6,427-36.2% | $4,663-12.0% |
| Participant deferral / active EE | $5,000 | $9,808-49.0% | $9,133-45.3% | $6,689-25.3% |
| Admin fee / account holder | $107,821 | $16,364+558.9% | $13,899+675.7% | $13,390+705.2% |