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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,612 | $209,336+61.3% | $197,124+71.3% | $137,256+146.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.07% | 48.09%-32.0pp | 44.34%-28.3pp | 220.34%-204.3pp |
| Employer contribution / active EE | $3,600 | $6,591-45.4% | $6,227-42.2% | $4,156-13.4% |
| Participant deferral / active EE | $5,000 | $9,614-48.0% | $9,135-45.3% | $6,407-22.0% |
| Admin fee / account holder | $3,429 | $17,308-80.2% | $16,298-79.0% | $12,270-72.1% |