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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,206 | $94,031+91.6% | $115,768+55.7% | $82,448+118.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 11.57% | 20.61%-9.0pp | 100.46%-88.9pp | 41.64%-30.1pp |
| Employer contribution / active EE | $27,651 | $2,323+1090.1% | $2,940+840.6% | $2,551+983.9% |
| Participant deferral / active EE | $9,261 | $3,972+133.2% | $4,917+88.4% | $4,139+123.7% |
| Admin fee / account holder | $2,281 | $10,249-77.7% | $12,439-81.7% | $7,234-68.5% |