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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,979 | $251,004-69.7% | $191,597-60.3% | $138,895-45.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 76.9%+23.1pp | 79.9%+20.1pp |
| Annual return | 0.00% | 31.05%-31.1pp | 27.07%-27.1pp | 145.39%-145.4pp |
| Employer contribution / active EE | $2,994 | $6,226-51.9% | $5,025-40.4% | $4,194-28.6% |
| Participant deferral / active EE | $5,522 | $8,154-32.3% | $6,850-19.4% | $6,396-13.7% |
| Admin fee / account holder | $516 | $31,471-98.4% | $22,799-97.7% | $12,562-95.9% |